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Finance Options

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Action Equipment offers a number of finance options to help you purchase the equipment you need for your home, land or farm.

Action Equipment accepts payment up to $1000 by Zip or up to $4000 by Afterpay. You pay just 25% up front, with the balance paid off in three equal fortnightly payments, conveniently charged to your card. You’re not charged any interest or fees at all, provided instalments are paid on time.

We also offer financing through several other companies. Some have relationships with the manufacturers of products available from Action Equipment, which means we can offer special rates from time to time on particular products. Please ask in-store about current financing opportunities.

For example, through Q Mastercard, these are typical terms:

  • Annual Account fee of $50 applies.
  • An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
  • Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
  • Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
  • Standard Interest Rate applies to any outstanding balance at end of interest free period.
  • Lending criteria, fees, T&Cs apply.
  • Rate and fees are subject to change.

Finance New Zealand

More lenders. More options. Competitive finance for Action Equipment customers, delivered by finance experts with ongoing support.

Working with Finance New Zealand

Partnering with Finance New Zealand means gaining access to a dedicated finance expert who works solely in your best interest. From the moment you engage with them, they take the time to understand your business, your goals, and the challenges you may be facing.

What you can expect from Finance New Zealand:

  • Personalised, relationship-based service
  • Finance solutions delivered from over 40 trusted funding partners, including major banks and specialist lenders
  • Expert advice on structuring finance for new purchases, refinancing, or business expansion
  • Transparent communication throughout the process so there are no surprises
  • Finance New Zealand work for you – not the lender. That means their advice and recommendations are driven by what’s best for your business.

Learn more about Finance New Zealand’s services.

MTF

Talk to your local money experts at MTF First Avenue about their:

  • Straight-forward process
  • Personal service with same-day approval
  • Customers’ trust – and they’ve got the badges to prove it

You can start your relationship with MTF by applying online.
Responsible lending criteria and checks, terms and conditions apply. See mtf.co.nz/terms.

Fees, terms, conditions and lending criteria apply to all finance options and offers.

OUR CURRENT FINANCE OFFERS:

 
 
12 months interest-free

Valid: From 1 September 2023
Qualifying brand(s): Husqvarna
Qualifying product(s): All purchases $499 and over

TERMS & CONDITIONS:
Lending criteria, $50 annual Account Fee, fees, Ts & Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate (both 28.95% p.a.) applies at the end of LTF Interest Free Period. (See Ts&Cs for Q Mastercard Standard Interest Rate applicable to outstanding balance of a Standard Purchase.) Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts & Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.